If you are not using a good CRM program in your real estate business, you’ll be dead in the water. If you are currently struggling, this could be one of the reasons. Without the benefit of using such a software, it can be difficult, time-consuming and stressful for you. Why would you want to go through that? Why make life …

Debt is a major problem in Canada. For every dollar a household earned, they owed $1.69 in the second-quarter of 2018, up from $1.68 in the previous quarter, according to Statistics Canada. With interest rates on the rise, financial experts are warning borrowers about getting too much into debt, something that is only intensifying as the years go by. From …

One of the top ways to help decrease your monthly payments is by consolidating your debt. Putting all of your loans in one place can allow you to secure a reduced interest rate. Over time, you can save a significant amount of money by having all debts with one lender. However, there are tips you should put to use when …

A guaranteed investment certificate (GIC) refers to an investment where the institution holds your investment for a set term and at maturity you receive the initial amount back plus any interest. Because returns are guaranteed and low-risk, amounts are usually low. However, there are ways to maximize a GIC rate return, making it worth your while.

When you are applying for a mortgage there are many hoops that you need to jump through. If you are worried that you may not have your mortgage approved there are things that you can do to help improve your chances. We’ve pulled together this list to help you prepare your finances for the purchase of your future home.

Everyone knows that you need to spend money to make money, there is no way around that in the business world. When you are launching your business, you want to invest in business financing and spend the least amount of money to cover operating costs, especially when your business is very new and you still do not know what the …

Although bankruptcy might not be the most pleasant of subjects, the truth is that it exists to offer a solution to a tough problem. It is designed to assist individuals and businesses to get rid of all or a portion of their debt, or to help them repay part of what they owe. If this sounds too good to be …

Before contacting a realtor, you will need to first contact a mortgage professional to guide you through the mortgage pre-approval process. It does not make sense to go hunting for a house only to realize later that you cannot afford it. No matter what that snazzy online mortgage calculator says, only a mortgage pre-approval process can determine with finality what …